EU/EFTA vs non-EU — different rules
EU/EFTA
Right to a 5-year B permit with: financial means above the SKOS threshold (~CHF 2,259/month for a single person) and comprehensive health insurance. Municipal registration within 14 days. No proof of ties with Switzerland required.
Non-EU
Substantial financial means (federal minimum CHF 25,200/year, cantons often require much more), health insurance, 183+ days/year in Switzerland and direct personal or socio-cultural ties independent of family ties (Federal Court case law).
Registration after arrival
Canton and accommodation selection
Cantons vary in their interpretation of the financial threshold. We advise the most suitable canton for your profile.
Health insurance
Mandatory within 3 months of arrival, retroactive.
Municipal registration (within 14 days)
Passport/ID, proof of financial means, insurance. 5-year B permit.
Fees
Orientation consultation
CHF 2501 hour • Deducted if mandate
- EU vs non-EU
- Canton selection
- Forfait fiscal applicability
- Realistic financial thresholds
EU/EFTA — Registration
CHF 1,300Orientation fee deducted
- Financial documentation
- Health insurance guidance
- Municipal registration
Non-EU — Full Service
From CHF 5,000Canton + SEM + visa • Orientation fee deducted
- CH ties documentation
- Financial profile structuring
- Cantonal application
- Federal SEM
- Type D visa
- Registration
- Forfait fiscal coordination (additional fee)
Frequently asked questions
Can I receive passive income?
Yes. The prohibition concerns active gainful employment. Investment returns, pensions, dividends and foreign rental income are permitted.
What are 'ties with Switzerland' for non-EU nationals?
Federal Court case law requires direct connections independent of family ties: membership of local associations, documented extended stays, real estate ownership with effective use.
What is the financial threshold for non-EU nationals?
Federal: CHF 25,200/year (single person). Expensive cantons (Zurich, Geneva, Vaud) expect CHF 80,000–120,000/year or more.
What is the forfait fiscal?
Fixed tax based on living expenses in Switzerland rather than worldwide income. Requires no Swiss tax residence in the previous 10 years and no gainful activity.